This tool was built by a hobbyist with no financial, tax, legal, or investment credentials. It exists to explore and pressure-test retirement scenarios, and it may contain errors or wrong assumptions.
- It provides no investment, tax, or legal advice and recommends no securities or strategies.
- Results are deliberately pessimistic for stress-testing and will often look worse than mainstream calculators. That is by design.
- Every output is an estimate from a simplified model. Verify anything important with a qualified professional before acting on it.
- Your inputs stay in your own browser. Nothing is uploaded or seen by anyone else.
Provided as-is, with no warranty of accuracy or fitness for any purpose. You use it entirely at your own risk.
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